Pinjaman peribadi yang benar-benar diluluskan.
Apply alone and the bank sees a form. Apply through LoanMudah and a private banker walks your file to the approver — kerajaan atau swasta, at the internal rate, for one small fee you pay only after the money lands.
- Kadar kelulusan pemohon kami
- 0%
- Untuk dapat jumlah kelayakan
- 0j
- Jumlah pembiayaan maksimum
- RM0k
Kadar kelulusan pemohon kami
Untuk dapat jumlah kelayakan
Jumlah pembiayaan maksimum
Anggaran pantas
Roughly how much could you get?
Anggaran jumlah pinjaman
RM102,916
Ansuran / bulan
RM1,500
Anggaran sahaja, berdasarkan had DSR 60% dan kadar rata 4.99% setahun. Jumlah sebenar dikira oleh banker kami di Langkah 2 dan diluluskan oleh pihak bank.
Kami uruskan permohonan untuk
/ 001 — masalahnya
Bukan gaji anda yang jadi masalah.
Cara permohonan itu dihantar.
Ditolak sekali, susah kali kedua
Every rejected application leaves a mark on your CCRIS. Apply on your own, get declined, and the next bank sees it. We submit once, to the bank most likely to say yes.
Borang lengkap tak sama dengan borang betul
Most applications die on presentation, not on income. Our bankers know exactly how each institution wants a file structured before it reaches the approver.
Kadar counter bukan kadar terbaik
Walk-in customers get the advertised rate. Files that arrive through a banker relationship get reviewed for the internal one.
/ 002 — prosesnya
Empat langkah, semuanya dalam satu dashboard.
Hantar dokumen asas
Upload your IC and 3 months of payslips
Log in with Google, upload your IC and your last three payslips. Two minutes, from your phone. Nothing else is needed to get a number.
Banker kira kelayakan
Our banker calculates your ceiling
A private banker runs your file through the bank's own affordability system — not a public calculator — and returns the real amount you can be approved for.
Terima tawaran, lengkapkan fail
Review your offer, complete the file
You get a written offer document with the approved amount and rate. Proceed, and you upload 6 months of bank statements, 2 years of EPF, and your signed akuan sumpah.
Lulus & terima duit
Approved and disbursed
We push the file through to disbursement and email you the moment it completes. Only then do you pay our fee.
Log masuk dengan Google. Tiada borang panjang.
/ 003 — kelayakan
Siapa yang kami boleh bantu.
If you draw a monthly salary in Malaysia — public sector or private — you are in scope. The banker decides the number; we make sure your file gets in front of the right one.
- Warganegara Malaysia, umur 21–60 tahun
- Penjawat awam, GLC, atau pekerja swasta yang disahkan
- Gaji minimum RM1,500 sebulan
- Gaji masuk akaun bank sekurang-kurangnya 3 bulan
Dokumen diperlukan
Langkah 1 — untuk dapat jumlah kelayakan
- Kad pengenalan (depan & belakang)
- Slip gaji 3 bulan terkini
Langkah 3 — selepas anda terima tawaran
- Penyata bank 6 bulan
- Penyata KWSP 2 tahun terkini
- Akuan sumpah bercap ibu jari
Kadangkala bank minta dokumen tambahan mengikut kes. Jika ada, ia akan muncul terus dalam dashboard anda.
/ 004 — yuran
Tiada bayaran pendahuluan. Langsung.
RM0
Untuk mula
Upload your documents and get your eligible amount without paying a cent.
RM0
Jika tidak lulus
No approval, no fee. The risk of trying sits with us, not with you.
Yuran kecil
Selepas duit masuk
One agreed helper fee, stated in your offer document, invoiced only after disbursement.
/ 005 — soalan lazim
Soalan yang patut anda tanya.
One small helper fee, agreed with you in writing before you proceed, and charged only after your loan is approved and disbursed. If the bank does not approve you, you pay us nothing — there is no upfront charge at any point in the process.
/ 006 — mula sekarang
Dua dokumen hari ini.
Jumlah kelayakan anda esok.
Log masuk dengan Google, upload IC dan slip gaji, dan biarkan banker kami buat kerja yang selebihnya.